Our comprehensive insurance is one of the cornerstones of RDA Group membership, providing protection and peace of mind for everyone involved in RDA activities. As a Member Group of RDA your insurance includes:

Public & Products Liability £20m
Professional Indemnity £10m
Employers Liability £10m
Trustees Liability £5m
Abuse £5m
Legal Expenses & Helpline

Insurance certificates are issued to Group Contacts April each year, providing the Group membership fee and Insurance Premium have been received by National Office.

The insurers determine our premiums each year based on the level of risk involved in RDA activities. If you are ever unsure whether an activity you are planning is covered by your insurance, please don’t hesitate to get in touch with National Office.

RDA’s insurance is based on the important premise that any activity is sanctioned by RDA National and that there is a person who is in charge and responsible – for example the coach during a riding session. That person must be suitably trained and able to lead the session. Any other volunteers must have received sufficient guidance to enable them to carry out the tasks they are asked to do.

Some specific information resources regarding insurance can be found above.

Howden Insurance Microsite for RDA

Our insurance brokers have set up an insurance microsite for RDA Groups.  If you need additional information on the insurance available, including Q&As or would like to look at additional / optional insurance cover, please go to

Howden RDA Insurance Centre

Additional Insurance

Should your Group need additional insurance to that outlined above e.g. insurance for premises, please use the link above or you can contact Howden to discuss:

Morgan Smelt -0121 698 8161 or email

Page Last Updated: July 22, 2024